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Financial Assistance

(800) 621-FEMA (3362)
Disaster assistance may be able to fill insurance gaps or provide help if you’ve been waiting more than 30 days on a homeowner’s claim. Assistance may also be available to help individuals rebuild, repair and replace housing and other personal property not covered by insurance.

Disaster-related assistance may include:

  • Rental payments for temporary housing for those whose homes are unlivable;
  • Grants for home repairs and replacement of essential household items;
  • Unemployment payments for workers who temporarily lost jobs because of the disaster and do not qualify for state benefits (self-employed);
  • Low-interest loans to cover residential losses not fully compensated by insurance;
  • Crisis counseling for those traumatized by the disaster; or
  • Advisory assistance for legal veterans’ benefits and social security matters.

Individuals who were impacted by the fires should apply for FEMA assistance. You can apply in the following ways:

Please have the following information available when you call:

  • A phone number and a reliable alternate in case FEMA needs to call you back;
  • Address of the damaged property;
  • Social Security number;
  • Bank account information (or direct deposit information);
  • Insurance information (if you have insurance);
  • Brief description of damages;
  • Current mailing address; and
  • Pen and paper to write down your registration number.
(800) 827-5722
Loans for homeowners, businesses, and nonprofit organizations. The SBA loans are to help businesses repair or replace disaster-damaged property, inventory, and supplies. Homeowners and renters may also be eligible for SBA loans to repair or replace disaster-related damages to homes or personal property.

SBA Disaster Loan Program
SBA Disaster Loan Application

Types of Loans

Businesses
Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. SBA can also lend additional funds to help business and residents with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future.

Small Businesses and Nonprofit Organizations
For small businesses and most private nonprofit organizations of all sizes, SBA offers Economic Injury Disaster Loans (EIDL) to help meet working capital needs caused by the disaster. EIDL assistance is available regardless of whether the business suffered any property damage.

Homeowners
Disaster loans up to $200,000 are available to homeowners to repair or replace their damaged or destroyed primary residence. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property.

Disaster Hotline: (866) 562-5227

Victims of the Ranch/River Fires may qualify for tax relief from the Internal Revenue Service. Individuals who reside or have a business in Lake County may qualify for tax relief. The IRS automatically identifies taxpayers located in the covered disaster area and applies automatic filing and payment relief. But affected taxpayers who reside or have a business located outside the covered disaster area must call the IRS disaster hotline at (866) 562-5227 to request this tax relief.

Additional Information

IRS Help During Disasters
Tax Topic 515 - Casualty, Disaster, and Theft Losses
Disaster Assistance Self-Study
Reporting Casualty Gains and Losses
Record Reconstruction
Payments/Benefits and Tax Returns
Psychological Reactions
Assessor's Office
255 North Forbes St, Rm 223
Lakeport, CA  95453
(707) 263-2302
website

Revenue and Taxation Code section 170 provides that if a calamity such as fire, earthquake, or flooding damages or destroys your property, you may be eligible for property tax relief. The loss estimate must be at least $10,000 of current market value to qualify the property for this relief. The property will be reassessed according to its damaged state and property taxes will be adjusted accordingly.

This property tax relief is available to owners of real property, business equipment and fixtures, orchards or other agricultural groves, and to owners of aircraft, boats, and certain mobile homes - it is not available to property that is not assessable, such as state licensed mobile homes or household furnishings. For more information, contact the Lake County Assessor's Office.

Reassessment Application 

Assessor's Office
255 North Forbes St, Rm 223
Lakeport, CA  95453
(707) 263-2302
website
Property tax relief and valuation.

Additional Resources

California Board of Equalization (BOE) 
(800) 400-7115
website
Questions regarding sales and use, property and special taxes.

Additional Information

Disaster Property Tax Relief
Disaster Relief Tax Guide
Disaster Relief FAQs

Franchise Tax Board
(800) 852-5711
Information on filing disaster and casualty losses on a tax return.
website

Disaster Unemployment Assistance

Disaster Unemployment Assistance (DUA), can be filed online, by phone, by mail, or by fax. The fastest and easiest option for individuals to file claims for UI benefits is online using UI Online.

California Employment Development Department (EDD)
To file a claim by phone, call EDD at one the toll-free numbers between 8am and 12 noon (Pacific Time), Monday through Friday except holidays:

  • English 1-800-300-5616
  • Spanish 1-800-326-8937
  • Cantonese 1-800-547-3506
  • Mandarin 1-866-303-0706
  • Vietnamese 1-800-547-2058
  • TTY (non-voice) 1-800-815-9387

Individuals with current claims for benefits, who are unable to receive their Unemployment Insurance payments at their home due to the disaster or emergency, should contact their local post office.

FEMA Disaster Unemployment Fact Sheet
Source: www.sonomacountyrecovers.org

Additional Resources

Workforce Lake

Clearlake: (707) 998-8591
Lakeport: (707) 263-0630
website
Employment services as EDD’s America’s Job Center of California, also Veterans Services Office at Lakeport location.